Cristina Berechet was patient and clear in her explanation of the benefits and cost of various Medicare and supplemental plans. She spent as much time as I needed and as a result I felt well versed in the plans I chose. I recommend her to anyone who is choosing Medicare plans for the first time. She will also stay in touch and update you yearly on your needs regarding prescription changes.
Rick has worked with my wife for several years and now it's my turn. He is extremely knowledgeable on the Medicare plans, costs, coverage and more and he isn't interested in just selling something you don't need or may not want. He is also very easy to contact in case of any questions. I highly recommend Rick and very happy to have him on my team!
Rick has been an excellent and worthy agent and friend. His knowledge of Medicare Supplemental and Advantage Insurance, Medicare/Medicaid and Part D Prescription Drug Plans is exceptional. The saving in premiums has been tremendous. Rick has acted immediately to all questions and requests we had for ours, our daughter’s and our sister-in-law’s situations. Rick’s attention to details are extraordinary, he will never disappoint you!
When United Healthcare abruptly exited the California Medicare Advantage market without clear communication, I was left feeling anxious, exposed, and overwhelmed — especially while managing ongoing health complications from Long COVID. Navigating Medicare is complex under normal circumstances; doing so unexpectedly and without guidance was extremely stressful. After many frustrating calls and online searches, I was referred to Rick Porras — truly a diamond in the rough... Rick responded immediately. He followed Medicare’s required process, then took the time to meet with me face-to-face for over 90 minutes to thoroughly understand my medical history, doctors, prescriptions, and concerns. His knowledge of Medicare, supplemental plans, and the rapidly changing California market was exceptional. What impressed me most was his integrity. After a comprehensive review of all available options, Rick recommended that my best protection was to remain where I was — allowing the automatic transition to Medicare Parts A & B with the special enrollment drug coverage triggered by United Healthcare’s withdrawal (which I was not aware of) . He prioritized what was best for me, not what would possibly be in it for him! Rick demonstrated honesty, professionalism, expertise, and genuine care. If you need someone who truly understands Medicare and will guide you with integrity, Rick Porras is that person. Fyi- I forgot to mention follow up… 1 week after we met, I received a handwritten note of thanks in the mail and letting me know that he was there for me, if my needs or the California insurance dynamics changed! Grateful and Thankful, Rick
