Find out who we are

Rick Porras

Our Founder

Rick Porras is the heart behind Medicare Planning of California. With a strong commitment to putting clients first, Rick is known for his patience, knowledge, and no-pressure approach. Whether it’s your first time enrolling or you need help reviewing your current plan, Rick is here to walk you through your options and make sure you feel supported every step of the way.

Outside the office, Rick is passionate about muscle cars- especially his beloved 1972 GTO and Trans Am. You can often find him chatting with clients at local car meets throughout Ventura County, where he combines his love for cars with his love for helping people. Rick takes pride in being approachable, trustworthy, and deeply invested in his clients’ well-being.

Rick Porras
CA License #0L31657

CEO & FOUNDER of Medicare Planning of California

Cristina Berechet

our medicare specialist

Cristina Berechet brings warmth, compassion, and years of experience to every conversation she has with clients. She takes a personal, hands-on approach, making sure each client feels heard, understood, and cared for. Cristina is especially passionate about helping people feel less overwhelmed by Medicare -breaking things down in a way that’s simple, clear, and empowering.

Outside of work, Cristina is passionate about healthy and clean eating. She enjoys learning about nutrition and creating meals that support a vibrant lifestyle – something she believes goes hand-in-hand with good healthcare. Her love for wellness shines through in both her personal life and the way she supports her clients’ overall well-being.

Cristina Berechet
CA License #4266022

Licensed Medicare insurance agent

At Medicare Planning of California, we believe choosing a Medicare plan shouldn’t be confusing, rushed, or impersonal. That’s why we take a different approach—one based on real relationships, honest guidance, and a deep commitment to the people we serve.

We’re a small team of licensed insurance agents who live and work right here in your community. We specialize in helping people turning 65 or new to Medicare understand their options, compare plans, and feel confident in their coverage. We take the time to listen, explain things clearly, and guide each person through the process at their own pace—with absolutely no cost or obligation.

We treat our clients like family, and our goal is simple: to help you find a plan that fits your life, your budget, and your healthcare needs—while making the entire experience easy and stress-free.

Core Values

Our Promise to You:

Our commitment to doing what's right- for every client, every time.
Compassion
Transparency
Patience
Community Focus
Personalized Service
Reliability

Our Strategic Partners Include:

Our Licensed States:

California, Arizona, Colorado, Florida, Idaho, Illinois, Missouri, Montana, North Carolina, New Mexico, Nevada, Ohio, Oregon, Texas, Utah, Washington, Tennessee

Here's what our satisfied clients are saying...

Kim M.
Kim M.
Rick has been super regarding our insurance needs. He even researched on his own and found cheaper rates for us. Now what insurance agent does that? I highly recommend him for all your insurance needs.
Dorie P.
Dorie P.
We had a great experience with Cristina! Excellent communication and the process went smoothly. Took all the guessing away as she had answers for all our questions. Thank You!
Edmund J.
Edmund J.
Rick Porras was very kind, thorough and very patient. He is always ready to help and explained every thing clearly. He made everything easy to understand. I will definitely recommend him to my friends and family.
Geno D.
Geno D.
Mr. Rick Porras has been my Medicare agent for two years, In these two years, I have received outstanding service. My Medicare plans have met all my qualifications and all my needs. Rick will continue to be my Medicare agent for as long as I qualify for Medicare. I have total confidence in him and so do many of my friends.
Patricia Y.
Patricia Y.
Cristina was very knowledgeable and professional. She was able to find a much better plan for me that saved me money and was just as convenient as my previous, more expensive plan. I highly recommend her.
Darcy A.
Darcy A.
Rick Porras is the best agent to find the best insurance for each individual. He's very attentive and proactive. He also calls periodically to update you with new plans you may like. I'm very satisfied and I recommend him to everybody.

Trusted Medicare Guidance You Can Count On

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Gallery

The Heart of What We Do

Genuine moments from our events and people that make it all worthwhile.

Is Your Current Plan Still the Best Fit?

We’ll help you compare your current coverage and uncover better options at no cost.

Covered California Subsidies