Find out who we are
Rick Porras
Our Founder
Rick Porras is the heart behind Medicare Planning of California. With a strong commitment to putting clients first, Rick is known for his patience, knowledge, and no-pressure approach. Whether it’s your first time enrolling or you need help reviewing your current plan, Rick is here to walk you through your options and make sure you feel supported every step of the way.
Outside the office, Rick is passionate about muscle cars- especially his beloved 1972 GTO and Trans Am. You can often find him chatting with clients at local car meets throughout Ventura County, where he combines his love for cars with his love for helping people. Rick takes pride in being approachable, trustworthy, and deeply invested in his clients’ well-being.
Rick Porras
CA License #0L31657
CEO & FOUNDER of Medicare Planning of California
Cristina Berechet
our medicare specialist
Cristina Berechet brings warmth, compassion, and years of experience to every conversation she has with clients. She takes a personal, hands-on approach, making sure each client feels heard, understood, and cared for. Cristina is especially passionate about helping people feel less overwhelmed by Medicare -breaking things down in a way that’s simple, clear, and empowering.
Outside of work, Cristina is passionate about healthy and clean eating. She enjoys learning about nutrition and creating meals that support a vibrant lifestyle – something she believes goes hand-in-hand with good healthcare. Her love for wellness shines through in both her personal life and the way she supports her clients’ overall well-being.
Cristina Berechet
CA License #4266022
Licensed Medicare insurance agent
At Medicare Planning of California, we believe choosing a Medicare plan shouldn’t be confusing, rushed, or impersonal. That’s why we take a different approach—one based on real relationships, honest guidance, and a deep commitment to the people we serve.
We’re a small team of licensed insurance agents who live and work right here in your community. We specialize in helping people turning 65 or new to Medicare understand their options, compare plans, and feel confident in their coverage. We take the time to listen, explain things clearly, and guide each person through the process at their own pace—with absolutely no cost or obligation.
We treat our clients like family, and our goal is simple: to help you find a plan that fits your life, your budget, and your healthcare needs—while making the entire experience easy and stress-free.
Core Values
Our Promise to You:
Our Strategic Partners Include:
Our Licensed States:
California, Arizona, Colorado, Florida, Idaho, Illinois, Missouri, Montana, North Carolina, New Mexico, Nevada, Ohio, Oregon, Texas, Utah, Washington, Tennessee
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Trusted Medicare Guidance You Can Count On
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The Heart of What We Do
Genuine moments from our events and people that make it all worthwhile.
Is Your Current Plan Still the Best Fit?
We’ll help you compare your current coverage and uncover better options at no cost.