Skip to content

Turning 65?
We explain Medicare step by step so you can enroll with confidence.

Don’t wait… get the information you need to protect your benefits and coverage! Book your no-cost, no-obligation consultation today.

About Us

Your Local Medicare Specialist

At Medicare Planning of California, we believe choosing a Medicare plan shouldn’t be confusing, rushed, or impersonal. That’s why we take a different approach—one based on real relationships, honest guidance, and a deep commitment to the people we serve.

Our Strategic Partners Include:

Understand Your Medicare Options

Everyone’s Medicare needs are unique, which is why we take time to understand your healthcare priorities, doctors, and budget.
We compare Medicare Advantage, Medicare Supplement, and Part D plans available in your area.
Our goal is to help you choose coverage that fits your lifestyle and long-term health needs.

Medicare Advantage

Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government’s prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Here's what our satisfied clients are saying...

Kim M.
Kim M.
Rick has been super regarding our insurance needs. He even researched on his own and found cheaper rates for us. Now what insurance agent does that? I highly recommend him for all your insurance needs.
Dorie P.
Dorie P.
We had a great experience with Cristina! Excellent communication and the process went smoothly. Took all the guessing away as she had answers for all our questions. Thank You!
Edmund J.
Edmund J.
Rick Porras was very kind, thorough and very patient. He is always ready to help and explained every thing clearly. He made everything easy to understand. I will definitely recommend him to my friends and family.
Geno D.
Geno D.
Mr. Rick Porras has been my Medicare agent for two years, In these two years, I have received outstanding service. My Medicare plans have met all my qualifications and all my needs. Rick will continue to be my Medicare agent for as long as I qualify for Medicare. I have total confidence in him and so do many of my friends.
Patricia Y.
Patricia Y.
Cristina was very knowledgeable and professional. She was able to find a much better plan for me that saved me money and was just as convenient as my previous, more expensive plan. I highly recommend her.
Darcy A.
Darcy A.
Rick Porras is the best agent to find the best insurance for each individual. He's very attentive and proactive. He also calls periodically to update you with new plans you may like. I'm very satisfied and I recommend him to everybody.

Our Local Seminar

Free Medicare Awareness Seminar

We host regular local Medicare seminars in to help you understand Medicare basics, recent plan changes, and how to make the most of your healthcare coverage and also avoid deadline penalties. These educational events give you the opportunity to speak with licensed Medicare specialists, ask questions, and receive personalized healthcare guidance in a welcoming, informative setting. 

Free Resource

get your free medicare checkup

Choosing the right Medicare coverage doesn’t have to be confusing. Whether you’re turning 65, retiring, or reviewing your current plan, we break down Medicare Parts A, B, C, and D in simple, easy-to-understand language. You’ll learn how Medicare Advantage and Medicare Supplement plans work, what your costs may look like, and how to avoid common enrollment mistakes that can lead to lifelong penalties or unexpected medical bills.

In the news

Get updated with our latest blog on Medicare changes in 2026

Explore our timely takes on the state of Medicare and the health insurance industry, so you can make the best of your golden years in getting the better plans you deserved.

Is Your Current Plan Still the Best Fit?

We’ll help you compare your current coverage and uncover better options at no cost.

Covered California Subsidies